"Internet Privacy Statement"

1. Recognition of a Customer's Expectation of Privacy. Heritage Bank understands that your financial information is personal. We know that it is important to you that we keep this information about you and your business with us confidential.

2. Use, Collection and Retention of Customer Information Through our Website. We strive to provide valuable information to you about how we may serve you, whether you are an existing customer or someone considering other lending options. We do not gather information on individual users on our Web site. Our Web site does not require you to disclose any personal identifying information. Heritage invites you to make contact with us in person, by telephone or by mail concerning any real estate lending needs you may have. We would be happy to assist you in those needs.

3. Disclosure of Privacy Principles to Customers. Heritage Bank reserves the right to change this policy at any time by posting a new privacy policy for the internet with appropriate procedures and disclosures at that time.

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95 East Tabernacle, PO Box 579
St. George, Utah 84771
Phone: (435) 628-0433
Fax: (435) 628-5638